Madhav Deshval (Producer/Director/Writer) and Joe Curiel (Writer, Educator and Credit Counselor) teamed-up and spent more than two years researching the subject, developing the script, and filming the project. Madhav designed the visual look of the presentation and Joe ensured the accuracy of the financial material.

Joe Curiel - Writer, Educator and Credit Counselor
Joe has been a Consumer Credit Counselor and a Banker for decades. He has a MBA from University of California at Los Angeles (UCLA) and has spent decades in Consumer Education. He has taught Personal Finance as well as other consumer credit related subjects. He currently works full time with a respected non profit consumer credit counseling agency in Los Angeles area. On a daily basis, he works with individuals and families that are seeking solutions to the many financial challenges that consumers are facing in these turbulent economic times. Joe appears in the film as one of the Guest Expert.

Madhav Deshval - Producer, Director and Screen Writer
Madhav is an alumnus of New York Film Academy (NYFA) where he studied Directing and Acting. He also has a Bachelors Degree in Accounting and Finance. Since completing his education at NYFA, he has been involved in the production of two feature films, two short films, and has penned three screenplays. As the head of the project, Madhav found real people who faced financial challenges, as well as experts on numerous financial topics, and arranged to have them appear in the film. Considering the depth of the subject, this was a monumental task, and it had never been done before. The production became a marathon and the finished film is over 4 hours long. And every second of that time is necessary for presenting all the required information to the viewers.